CPI - Capitec Bank Holdings Limited - Dealing in securities by a director and

CPI - Capitec Bank Holdings Limited - Dealing in securities by a director and   
associate of a director                                                         
CAPITEC BANK HOLDINGS LIMITED                                                   
Incorporated in the Republic of South Africa                                    
Registration number:  1999/025903/06                                            
Share Code:    CPI                                                              
ISIN Number:  ZAE000035861                                                      
DEALING IN SECURITIES BY A DIRECTOR AND ASSOCIATE OF A DIRECTOR                 
In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, 
the following information, relating to the dealing in securities by a director  
is disclosed:                                                                   
1.  NAME OF DIRECTOR                    AP du Plessis                           
    COMPANY OF WHICH I AM DIRECTOR      Capitec Bank Holdings Limited           
    STATUS:                             Executive Director                      
    TYPE OF SECURITIES                  Shares                                  
CLASS OF SECURITIES                 Ordinary                                
    DATE OF TRANSACTION                 23 February 2012                        
    SHARE PRICE (CENTS)                 18 300         (1)                      
                                        18 301         (2)                      
NUMBER OF SECURITIES TRANSACTED     27 976         (1)                      
                                        377            (2)                      
    TOTAL RAND VALUE OF SECURITIES      R5 188 602.77                           
    NATURE OF TRANSACTION               Disposal (on-market transaction)        
NATURE AND EXTENT OF THE                                                    
    DIRECTOR`S INTEREST IN THE          Direct beneficial                       
    TRANSACTION                                                                 
                                                                                
2.  NAME OF DIRECTOR                    AP du Plessis                           
    NAME OF ASSOCIATE                   The Bergrant Trust                      
    RELATIONSHIP WITH THE DIRECTOR      Trustee and beneficiary                 
    COMPANY OF WHICH I AM DIRECTOR      Capitec Bank Holdings Limited           
STATUS:                             Executive Director                      
    TYPE OF SECURITIES                  Shares                                  
    CLASS OF SECURITIES                 Ordinary                                
    DATE OF TRANSACTION                 23 February 2012                        
SHARE PRICE (CENTS)                 18 300                                  
    NUMBER OF SECURITIES TRANSACTED     25 000                                  
    TOTAL RAND VALUE OF SECURITIES      R4 575 000                              
    NATURE OF TRANSACTION               Disposal (on-market transaction)        
NATURE AND EXTENT OF THE                                                    
    ASSOCIATE`S INTEREST IN THE         Direct, beneficial                      
    TRANSACTION                                                                 
                                                                                
3.  NAME OF DIRECTOR                    R Stassen                               
    COMPANY OF WHICH I AM DIRECTOR      Capitec Bank Holdings Limited           
    STATUS:                             Executive Director                      
    TYPE OF SECURITIES                  Shares                                  
CLASS OF SECURITIES                 Ordinary                                
    DATE OF TRANSACTION                 23 February 2012                        
    SHARE PRICE (CENTS)                 18 300                                  
    NUMBER OF SECURITIES TRANSACTED     50 000                                  
TOTAL RAND VALUE OF SECURITIES      R9 150 000                              
    NATURE OF TRANSACTION               Disposal (on-market transaction)        
    NATURE AND EXTENT OF THE                                                    
    DIRECTOR`S INTEREST IN THE          Direct beneficial                       
TRANSACTION                                                                 
                                                                                
Clearance to deal in these securities was obtained in accordance with Rule 3.66 
of the JSE Limited Listings Requirements.                                       
23 February 2012                                                                
Sponsor                                                                         
PSG Capital (Pty) Limited                                                       
Date: 23/02/2012 16:23:02 Supplied by www.sharenet.co.za                     
Produced by the JSE SENS Department.                  
The SENS service is an information dissemination service administered by the    
JSE Limited (`JSE`). The JSE does not, whether expressly, tacitly or            
implicitly, represent, warrant or in any way guarantee the truth, accuracy or   
completeness of the information published on SENS. The JSE, their officers,     
employees and agents accept no liability for (or in respect of) any direct,     
indirect, incidental or consequential loss or damage of any kind or nature,     
howsoever arising, from the use of SENS or the use of, or reliance on,          
information disseminated through SENS.