MTL - Mercantile Bank Holdings Limited - Unaudited disclosure in terms of regulation 43 of the banks Act. Mercantile Bank Holdings Limited (Incorporated in the Republic of South Africa) (Registration number 1989/000164/06) Share code: MTL ISIN: ZAE000064721 ("the Group") UNAUDITED DISCLOSURE IN TERMS OF REGULATION 43 RELATING TO BANKS ISSUED UNDER SECTION 90 OF THE BANKS ACT, NO 94 OF 1990, AS AMENDED ("REGULATION 43") Quarterly disclosure - Capital adequacy In terms of Regulation 43, the Group is required to disclose quantitative information on its capital adequacy ratios on a quarterly basis. The consolidated capital position of the Group and the capital position of Mercantile Bank Limited ("Bank") at 30 June 2011 is set out below. Group Bank R`000 R`000
Total primary capital 1,309,463 1,336,762 Total secondary capital 32,282 5,043 Total regulatory capital 1,341,745 1,341,805 Primary capital adequacy ratio (%) 25.27 26.33 Secondary capital adequacy ratio (%) 0.63 0.10 Total capital adequacy ratio (%) 25.90 26.43 Total capital requirement (@ 9.5%) 492,221 482,272 Bi-annual disclosure In addition, Regulation 43 requires bi-annual qualitative and quantitative disclosure to the public. This disclosure is available on the Group`s website: www.mercantile.co.za Johannesburg 23 August 2011 Sponsor: Bridge Capital Advisors (Pty) Ltd Date: 23/08/2011 12:32:02 Supplied by www.sharenet.co.za Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited (`JSE`). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.