CPI/CPIN - Capitec Bank Holdings Limited - Transactions in securities by a

CPI/CPIN - Capitec Bank Holdings Limited - Transactions in securities by a      
director and an associate of the director                                       
CAPITEC BANK HOLDINGS LIMITED                                                   
Incorporated in the Republic of South Africa                                    
(Registration number:  1999/025903/06)                                          
Share Code:    CPI                                                              
ISIN Number:  ZAE000035861                                                      
Share Code: LA`s - CPIN                                                         
ISIN Number: LA`s - ZAE000152849                                                
TRANSACTIONS IN SECURITIES BY A DIRECTOR AND AN ASSOCIATE OF THE DIRECTOR       
In compliance with rules 3.63 to 3.74 of the JSE Limited`s Listings             
Requirements, the following information is disclosed with respect to trading in 
securities relating to the Capitec renounceable rights offer.                   
1.                                                                              
NAME OF DIRECTOR             JG Solms                                           
COMPANY OF WHICH I AM A      Capitec Bank Holdings Limited                      
DIRECTOR                                                                        
STATUS:EXECUTIVE/NON-                                                           
EXECUTIVE                    Non-executive                                      
TYPE OF SECURITY             Rights                                             
CLASS OF SHARES              Ordinary shares                                    
DATE OF TRANSACTIONS         21 January 2011                                    
CENTS PER RIGHT              3966.99   Ave                                      
4000.00   High                                      

                            3825.00   Low                                       
TOTAL NUMBER OF RIGHTS       1 988                                              
TRANSACTED IN TERMS OF                                                          
RIGHTS OFFER                                                                    
TOTAL RAND VALUE OF RIGHTS   R78 864.00                                         
                                                                                
NAME OF ASSOCIATE            Independent Securities (Pty) Limited               


RELATIONSHIP WITH DIRECTOR   Mr Solms is a director of the associate.           
NATURE OF TRANSACTIONS       Purchase by associate of rights in terms of the    
                            Capitec rights offer                                
(on-market transaction)                             

NATURE AND EXTENT OF         Indirect-beneficial                                
INTEREST IN THE TRANSACTIONS                                                    
2.                                                                              
NAME OF DIRECTOR             JG Solms                                           
COMPANY OF WHICH I AM A      Capitec Bank Holdings Limited                      
DIRECTOR                                                                        
STATUS:EXECUTIVE/NON-                                                           
EXECUTIVE                    Non-executive                                      
TYPE OF SECURITY             Rights                                             
CLASS OF SHARES              Ordinary shares                                    
DATE OF TRANSACTIONS         20 January 2011                                    
21 January 2011                                     

CENTS PER RIGHT              Ave  3 969.44                                      
                                 High 4 075.00                                  
                                 Low  3 875.00                                  


                            Ave  3 966.99                                       
                            High 4 000.00                                       
                            Low  3 825.00                                       
TOTAL NUMBER OF RIGHTS       9 184                                              
TRANSACTED IN TERMS OF       17 066                                             
RIGHTS OFFER                                                                    
TOTAL RAND VALUE OF RIGHTS   R364 553.00                                        
R677 006.00                                         

NATURE OF TRANSACTIONS       Purchase of rights in terms of the Capitec         
                            rights offer (on-market transaction)                
NATURE AND EXTENT OF         Direct, beneficial                                 
INTEREST IN THE TRANSACTIONS                                                    
Clearance to deal in these securities was obtained in accordance with Rule 3.66 
of the JSE Listings Requirements.                                               
25 January 2011                                                                 
Stellenbosch                                                                    
Sponsor: PSG Capital (Pty) Limited                                              
Date: 25/01/2011 10:21:00 Supplied by www.sharenet.co.za                     
Produced by the JSE SENS Department.                  
The SENS service is an information dissemination service administered by the    
JSE Limited (`JSE`). The JSE does not, whether expressly, tacitly or            
implicitly, represent, warrant or in any way guarantee the truth, accuracy or   
completeness of the information published on SENS. The JSE, their officers,     
employees and agents accept no liability for (or in respect of) any direct,     
indirect, incidental or consequential loss or damage of any kind or nature,     
howsoever arising, from the use of SENS or the use of, or reliance on,          
information disseminated through SENS.