Sharenet Sites 
Sharenet Sites
SBK - Standard Bank Group Limited - Standard Bank Group Basel II Capital Standard Bank Group Limited Adequacy Disclosure as at 30 September 2008 Standard Bank Group Limited Incorporated in the Republic of South Africa Registration number 1969/017128/06 JSE share code: SBK NSX share code: SNB ISIN ZAE000109815 ("Standard Bank Group") STANDARD BANK GROUP - BASEL II CAPITAL ADEQUACY DISCLOSURE AS AT 30 SEPTEMBER 2008 In terms of the Basel II requirements under Regulation 43(1)(e)(ii) of regulations relating to banks, minimum disclosure on the capital adequacy of the group is required on a quarterly basis. This announcement meets the ongoing reporting requirement for quarterly disclosure in terms of Pillar 3 of the Basel II capital accord. Standard Bank Group remained well capitalised as at 30 September 2008 with a total capital adequacy of 13.6% and Tier 1 capital adequacy of 11.0%, significantly exceeding minimum regulatory requirements. September June 2008 2008 Rm Rm
Ordinary share capital and premium 17 343 17 301 Ordinary shareholders` reserves 59 473 63 392 Preference share capital and premium 5 495 5 495 Minority interest 5 034 4 607 Regulatory deductions against primary (14 225) (12 capital 058) Regulatory exclusions against primary capital: Foreign currency translation (4 968) (4 932) reserves Other (2 654) (6 638)
Primary capital 65 498 67 167 Subordinated debt 17 802 17 566 Secondary unimpaired reserve funds 1 144 980 Regulatory deductions against (5 931) (4 257) secondary capital Secondary capital 13 015 14 289 Tertiary capital - Subordinated debt 2 212 2 196 Total qualifying capital 80 725 83 652 Total minimum capital requirement 57 813 58 651 % %
Total capital adequacy ratio 13.6 13.9 Primary capital adequacy ratio 11.0 11.2
Notes: (1) The figures reflected above have not been audited. (2) Ordinary shareholders` reserves include unappropriated profits. (3) The changes in ordinary shareholders` reserves arose as a result of: (i) Ordinary dividends of R 2 951m declared in August 2008; and (ii) Earnings attributable to ordinary shareholders for the quarter. (4) The changes in regulatory deductions and regulatory exclusions arose mainly as a result of the additional 31.95% interest acquired in Liberty Holdings Limited. (5) No new qualifying capital instruments were issued during the quarter ended 30 September 2008. Johannesburg 1 December 2008 Sponsor Standard Bank Date: 01/12/2008 17:12:13 Supplied by www.sharenet.co.za Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited (`JSE`). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.
